According to Crypto Rover, Moody's has downgraded major US banks including JPMorgan, Bank of America, and Wells Fargo following the recent US credit rating cut (Reuters, May 20, 2025). This downgrade signals heightened systemic risk in traditional finance, which may drive increased interest and capital inflows into cryptocurrencies as investors seek alternative assets. Traders should monitor crypto market volatility, especially in Bitcoin and stablecoins, as institutional reallocation trends could accelerate in response to banking sector instability.